GEM Magazine LI is the sparkling new lifestyle magazine for the Long Island woman. Helping real women get the real answers they need – now – Gem is a monthly publication poised to become the trusted resource for women across the Island. From Montauk to Manhattan, women are turning to Gem!

GEM Magazine LI addresses the needs, concerns and issues facing the “real” Long Island woman. Meeting the demands of a fast paced and ever changing modern society, today’s Long Island women are faced with wearing many hats and are challenged by a tough balancing act. Women are an integral part of the successful management of many organizations whether they are private homes, schools, communities, businesses or even governments. Women are often times key decision makers and managers.

GEM takes into account that today’s Long Island woman can be an entrepreneur, home-maker, single mom, CEO, student, wife, sister or all of the above. GEM tackles today’s issues with fresh, engaging, informational, bold content written by the top experts in their fields.

Each issue includes: Today’s Long Island Woman; Jobs & Money; Health & Wellness;  Beauty & Fitness; Fashion & Style; Food & Nutrition; Thrifty Shopper; Arts & Entertainment; Love & Relationships; Home & Pets; Travel & Technology; Girl's Night Out; Wine & Dine features plus MORE!

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Gem Magazine LI is the sparkling new lifestyle magazine for the Long Island woman. Helping real women get the real answers they need - now - Gem is a monthly publication poised to become the trusted resource for women across the Island. From Montauk to Manhattan, women turn to Gem!
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Gem Magazine LI is the sparkling new lifestyle magazine for the Long Island woman. Helping real women get the real answers they need - now - Gem is a monthly publication poised to become the trusted resource for women across the Island. From Montauk to Manhattan, women turn to Gem!
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GEM Magazine LI TV - Merchant Spotlight
Long Island Residents Beware: Behind Your Back . . . 
“Are They About To Increase Your Prices?”

Huntington, NY: “I still have trouble believing how much I was overpaying. And to think, this time last year I was so convinced I had such a great deal.”

“I should have been paying closer attention to the price increases.”

I was just about to sit down to dinner, when I was interrupted by a phone call from a determined salesman.

He started off the conversation by asking me an interesting question. “Do you know why most people overpay for their life insurance?”

“The bottom line is most busy people buy a policy, throw it in a drawer and forget about it.”

“But since you’ve been too busy to review your coverage you’ve probably never noticed the scheduled price increases as you get older.” 

In fact, when I stopped to think about it, I was curious to know if I had fallen into the same trap by not reviewing my own coverage.To tell you the truth, I had no idea what I was paying. Let alone, how much my rates were increasing as I got older.

But instead of being stubborn, I dug out my policy and was shocked to find my prices had started to skyrocket.  

O.K.! It was obvious I needed to deal with this problem. But here’s the catch. If I make a change and buy a new policy, I’ll end up being in the same boat again a year or two from now. But, what else is there to do?

“At last, an easy way without the hassle!”

I read an article in a financial magazine about some guy who cut his term life insurance cost in half.Yeah, right! Give me a break. But being curious, I called the 800# to receive a copy of the free report mentioned in the article.

As much as I hate answering machines, I was happy to listen to a recorded message instead of having to speak with a salesman. When the report came. . .

“I finally understood what I, (and everyone else) was doing wrong!”

The report explained that the most costly mistake people make when buying life insurance is they fail to get level rates.

In fact, I found out that there are many quality insurance companies that specialize in offering level price policies. Some even have rates that remain the same for 10, 15 or 20 years.

However, finding these type policies is not always easy. There are over 1,893 companies who sell life insurance. So even if you spend hours of your valuable time researching, you would probably drive yourself crazy trying to make sense of it all.

Fortunately, this report identifies an insurance company that does offer great prices, level rates and excellent quality. All you have to do is leave your date of birth and coverage amount on the answering machine.

“Two thumbs up!” 

“If you want to avoid overpaying for your life insurance, I advise you to call the number below. Get a copy of this eye-opening report for yourself.”

“To get your free report call toll free, 1-800-274-4453 24 hours a day, for a free recorded message. There is no charge for this service. And most importantly there is no one on the telephone to hassle you.” “I must say it’s refreshing to see that someone is finally giving the average consumer the scoop about life insurance prices.”

The preceding story is a dramatization of every day frustrations experienced by many consumers.  

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